Please, do not share your card details with anyone. Note that FIB never ask you for such information.

Banking Freedom for Everyday

Discover the effortless way to bank with confidence. Simplify your finances
and elevate your peace of mind with FIB Personal Banking.

Personal Account

Smart Living Starts Here

FIB’s Personal Account is more than banking. It’s your tailored solution, seamlessly integrating financial services and innovative features. Unlock the future of banking, crafted just for you.

Create an Account
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Dream Account

Want to Start Saving? We’ve got you covered

Dream Account feature empowers you in your savings journey. This unique tool offers a structured and rewarding approach to achieve savings goals, whether it’s creating an emergency fund, saving for a vacation, or planning a major purchase. Easily allocate funds, fostering a purpose-driven approach to savings.

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Family

Family Card

Family Finances, Simplified

Transform the way your family manages finances with FIB’s versatile Family Card. Empower your family by issuing Visa cards for children and family members, facilitating effortless fund management, budget allocation, and spending monitoring.

Connect Your Loved Ones

Banking Redefined with FIB’s Financial Toolkit

  • Digital Account Creation

    All-digital account creation process, embodying our commitment to leading Iraq’s digital banking transformation. Open an account instantly, entirely online, without visiting the in-person bank branch.

  • Card services

    Select the card that suits your needs: Physical for everyday transactions, Virtual for instant online payments, Family Card to oversee family spending, and ISIC Card (backed by UNESCO) provides global student discounts.

  • QR payments

    Fast, secure, and contactless payments via QR codes with FIB mobile app. Ideal for in-store and online transactions, enhancing user convenience and benefiting businesses with an easy, cost-effective payment solution.

  • Dream Account

    Effortlessly create a virtual savings space within the main account. Simplify the saving process by adding to or deducting funds from your Dream Account at any time, offering flexibility and ease in managing your savings.

  • Family Card

    Simplify family finances with a multi-tool Family Card. Issue Visa cards for kids and family members to easily manage funds, allocate budgets, and monitor spending. Enjoy live transaction tracking.

  • Domestic Transfers

    Instantaneous, hassle-free money transfers between FIB account holders, directly from the FIB app. No need to carry cash or visit a bank branch, we simplify domestic transactions for everyone.

  • Cashback

    Maximize your savings with our Cashback feature, rewarding you for everyday purchases. Get money back on your spending, making each purchase a step toward more hassle-free financial life.

Easy Banking in 4 Simple Steps

Register quickly, reliably, and simply. From account creation to effortlessly sending money, we’re here to make digital banking effortless. Ready to change your world?

01

01 Download the app

Download the app

02

02 Create an account

Create an account

03

03 Deposit funds

Deposit funds

04

04 Use your money

Use your money

See how it works

Committed to Your Safety, Security & Peace of Mind

Explore how FIB keeps your information safe and take charge of your online banking. Your safety is our priority.

Find out more about our Data Security

Get to know all the FIB Personal FAQs

What personal information must I provide in the FIB app during account setup?

Please enter your full name and family name in Arabic/Kurdish, and English, ensuring your family name has more than 2 characters. Also, input your birthdate (you must be over 18 years old), document ID number, gender, and the expiry and issue dates of your document. Select your government and city, and ensure all information matches your document​​.

What is the first step to sign up for the FIB personal app?

The first step is downloading the FIB personal application and clicking the ‘Sign Up’ button. Begin the onboarding process by entering your phone number​​.

How do I verify my phone number?

After entering your phone number, you’ll receive a 6-digit code via SMS or WhatsApp. Enter this code in the app to verify your phone number​​.

What happens if the phone number I enter is already associated with a FIB account?

If the phone number you enter is linked to an existing FIB account, you’ll be redirected to the login screen instead of continuing the onboarding process​​.

How do I upload and verify my documents in the FIB app?

On the following screen, upload your personal document (passport or ID card) and enter your personal information. Make sure the document’s owner and the account holder are the same. Follow the specific instructions for either passport or ID card verification​​.

What follows after the SMS verification?

After one-time password (OTP) verification is sent to you via SMS, you’ll be directed to the Terms & Conditions page. You need to read and accept these terms by clicking “I accept the terms and conditions,” then click ‘NEXT’ to proceed​​.

How does face scanning work?

Verify your identity by taking a selfie that matches your passport picture. The app requires selfies in three modes (normal, smile, look serious). The process is complete only if the person in the selfie matches the person on the ID document​​.

First Iraqi Bank - FIB
Privacy Overview

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