Please, do not share your card details with anyone. Note that FIB never ask you for such information.

Simple Banking is Just Clicks Away

The future of banking is here. Sign up for FIB today and enjoy free transactions,
zero fees, top-notch security, and innovative features.

4.4

Average rating
in AppStore &
Google Play

8K+

POC around
the Iraq

700K+

Active Users

13K+

Active businesses
connected to FIB

How to Open FIB Account Online

Jumpstart your online banking journey with easy steps to open a FIB account

Personal
Business & Corporate
01

Enter your phone number and one-time pass

02

Scan your national ID or passport (all-online using your phone)

03

Fill your personal info, safely and securely

04

Scan your face in the app

05

Set your app password & PIN for your new card

01

Enter your phone number and one-time pass

02

Scan your national ID or passport (all-online using your phone)

03

Fill your personal info, safely and securely

04

Scan your face in the app

05

Enter your business’s phone number and 
e-mail

06

Upload your business certificate & Declare your ownership

07

Set your app password & PIN for your new card

Quick and Easy: 
Your Guide to FIB Account Creation

Welcome to FIB, where signing up is fast and furious. Watch our explanatory video with step-by-step instructions to guide new users through the account creation process. See you soon in the app! 🙂

Banking Redefined with FIB’s Financial Toolkit

  • Digital Account Creation

    All-digital account creation process, embodying our commitment to leading Iraq’s digital banking transformation. Open an account instantly, entirely online, without visiting the in-person bank branch.

  • Card services

    Select the card that suits your needs: Physical for everyday transactions, Virtual for instant online payments, Family Card to oversee family spending, and ISIC Card (backed by UNESCO) provides global student discounts.

  • Visa Direct

    Real-time global transfers to billions of accounts and Visa cards. Ideal for personal and business transactions, ensuring security and reliability through Visa’s global network.

  • QR payments

    Fast, secure, and contactless payments via QR codes with FIB mobile app. Ideal for in-store and online transactions, enhancing user convenience and benefiting businesses with an easy, cost-effective payment solution.

  • Dream Account

    Effortlessly create a virtual savings space within the main account. Simplify the saving process by adding to or deducting funds from your Dream Account at any time, offering flexibility and ease in managing your savings.

  • Family Card

    Simplify family finances with a multi-tool Family Card. Issue Visa cards for kids and family members to easily manage funds, allocate budgets, and monitor spending. Enjoy live transaction tracking.

  • Domestic Transfers

    Instantaneous, hassle-free money transfers between FIB account holders, directly from the FIB app. No need to carry cash or visit a bank branch, we simplify domestic transactions for everyone.

  • Cashback

    Maximize your savings with our Cashback feature, rewarding you for everyday purchases. Get money back on your spending, making each purchase a step toward more hassle-free financial life.

Looking for Answers? We’re Here to Help

How do I start the onboarding process on the FIB personal application?

Download the FIB personal application, click the ‘Sign Up’ button, and enter your phone number. You will then receive a 6-digit code via SMS or WhatsApp, which you must enter for verification in the app.

How do I verify my phone number in the FIB app?

After entering your phone number, you’ll receive a 6-digit code via SMS or WhatsApp. Enter this code in the app to verify your phone number.

What happens if I enter a phone number already linked to an account in the FIB app?

If the phone number entered is linked to an existing account, you will be redirected to the login screen instead of continuing the onboarding process.

What should I do if I input the incorrect SMS OTP in the FIB app?

If you input the incorrect SMS OTP, a prompt will appear, allowing you to request a new code or enter the correct OTP.

Is there a limit on how often I can request SMS verification codes in the FIB app?

Yes, you’re limited in the number of SMS verification codes you can request. If you attempt to resend the SMS more than 3 times in an hour or 6 times in 2 hours, you’ll be temporarily blocked from resending for another hour or 24 hours, respectively.

How do I upload and verify my documents in the FIB app?

On the following screen, upload your personal document (passport or ID card) and enter your personal information. Make sure the document’s owner and the account holder are the same. Follow the specific instructions for either passport or ID card verification.

What personal details are required in the FIB app during the account setup?

Please enter your full name and family name in Arabic, Kurdish, and English, ensuring your family name has more than 2 characters. Also, input your birthdate (you must be over 18), document ID number, gender, and the expiry and issue dates of your document. Select your government and city, and ensure all information matches your document.

What follows after the one-time password (OTP) verification (sent to you via SMS) in the FIB app?

After OTP verification, you’ll be directed to the Terms & Conditions page. You need to read and accept these terms by clicking “I accept the terms and conditions,” then click ‘NEXT’ to proceed.

What happens at the end of the FIB app onboarding process?

Your account will be created and opened directly if all documents and information are correct. However, if there are errors, the account will remain unopened until reviewed by the bank. Your account will be officially opened once all checks are completed and error-free.

First Iraqi Bank - FIB
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